Vehicle Loans

Vehicle Loans

With a vehicle loan from FAA Eastern Region Federal Credit Union, you'll get more mileage out of your money! We combine generous terms, great rates and low fees for a truly affordable financing package.

We can handle all your vehicle purchasing needs from start to finish, including:

Financing for new or used vehicles
Refinancing for existing loans from other financial institutions
Vehicle history reports
Guaranteed Asset Protection (GAP) & Mechanical Breakdown Protection (MBP) Learn More

Best of all, you can skip the hassles and avoid the confusing fine print you'll find elsewhere. When you finance with your Credit Union you have the assurance that you're dealing with people you can trust.

Low APR vs. Rebate

Often car dealers will advertise very low APRs such as 0%. What they do not advertise is how few car-buyers actually qualify for these rates. The other problem with such low rates is often the term of the loan may be shorter than you prefer. Taking the manufacturer’s rebate while financing your vehicle through your Credit Union may actually save you hundreds of dollars.

Debating a specific dealer offer right now? Use our APR vs. Rebate Calculator to determine what is the best deal for you!

What can we do for you today?

Check out our rates. If you would like to speak to a Financial Service Associate, please contact our Member Call Center at 1-888-FAA ER FCU (1-888-322-3732).

Motor Vehicle Certification Program -

“The BEST way to buy a NEW or USED vehicle!”

Your Credit Union is happy to announce our new Motor Vehicle Certification Program (MVCP). MVCP is a FREE complete buying service offering an enjoyable buying experience with knowledgeable Consumer Advisors. Now you can shop with confidence at participating dealers with low, pre-negotiated prices.

Get The Facts! The Consumer Advisors at MVCP can provide you with information regarding:

· Current rebates & incentives

· Estimated trade-in value

· Manufacturer’s invoice

· Exact dealer profit

It’s Simple And Easy! Just follow these steps to lock in your low, pre-negotiated price:

· Contact MVCP about the vehicle(s) you want to buy

· Contact your Credit Union for auto-loan pre-approval

· Visit the MVCP participating dealer for the pre-negotiated price

· Call MVCP back to have our advisors certify your price

Once your price has been certified by MVCP, you can be confident that you will not be charged a higher price. For more information, to find a participating dealer near you, or to speak to an experienced Consumer Advisor, please visit www.mvcp.com (24/7) or call 800-345-0990 (9 AM – 5 PM, Monday to Friday).

Partnership with Freehold Chrysler-Jeep & Freehold Mitsubishi

Your Credit Union is pleased to announce our recent partnership with Freehold Chrysler-Jeep and Freehold Mitsubishi. These dealerships will be a valuable resource to our members, as their entire inventory can be conveniently viewed online 24/7 at www.FreeholdChryslerJeep.com and www.FreeholdMitsubishi.com.

Freehold Chrysler-Jeep and Freehold Mitsubishi are family owned and operated dealerships that have been in business for over 16 years. Over these years, they have gained the experience necessary to help their customers find affordable vehicles that will fit their needs - and their budgets! As a result, their customer satisfaction scores are continuously amongst the highest in the region.

The friendly and knowledgeable staff at Freehold Chrysler-Jeep and Freehold Mitsubishi is fully prepared to assist you throughout the car-buying process. They are committed to offering hassle-free, one stop shopping. Contact Bill Morgan at 732-780-2900 to schedule an appointment for your automotive needs.

Ready to apply?
Call us 24/7 at 888.322.3732 Option 5 to apply. It's fast, convenient, secure and available 24 hours a day, seven days a week.